Financial Implications (Interest & Finance Charges)

CashSwift Loans does not act as a lender, therefore, we cannot anticipate the fees and interest rates that may be applied to any loan you’re offered. Your lender will furnish all essential information concerning the associated costs of the loan they propose. It’s your responsibility to meticulously review the loan agreement and accept the offer only if you concur with all terms. CashSwift Loans does not impose any charges for its loan matching service, and you’re not obligated to accept the terms presented by the lender.

Late Or Non-Payment Implications

By agreeing to the terms and conditions for a personal loan, you are essentially committing to repay the loan, including both the principal amount and the accrued interest, within the specified timeframe outlined in the loan agreement. Failure to fulfill these obligations, such as late payments or non-repayment, may result in additional charges. CashSwift Loans.com cannot foresee or estimate the exact amount of additional charges that may be incurred in the event of late, partial, or non-payment. Additionally, CashSwift Loans.com does not have control over or access to the specific details of any loan agreements between you and your lender.

Please ensure to thoroughly review the late, partial, and non-payment policies provided by your lender in your loan agreement. CashSwift Loans.com diligently collaborates with reputable and trustworthy lenders, who handle the collection of overdue loan accounts in a fair and reasonable manner.

Potential Impact to Credit Score

Our lenders reserve the right to conduct credit checks to assess your creditworthiness, credit standing, and/or credit capacity. By submitting your request, you consent to our lenders verifying your personal information and reviewing your credit history. It’s important to note that failing to make a payment or making a late payment can have adverse effects on your credit score.

Collection Practices

CashSwift Loans.com does not engage in lending activities, and therefore, we are not involved in the debt collection process. Your lender, as outlined in the lending agreement provided to you, will disclose their debt collection practices. For any inquiries regarding debt collection, please reach out to the lender directly for comprehensive information. CashSwift Loans.com exclusively partners with reputable lenders who adhere to fair collection practices.

Legal Disclaimer: CashSwift Loans.com acts as a connecting platform between borrowers and lenders or lending partners. Therefore, the specific terms and conditions of the lender or lending partner will govern any loan taken out by a borrower. We receive compensation from these lenders or lending partners for facilitating the connection, and this compensation may influence the offers presented to you. Any displayed APR, loan amounts, interest rates, or other loan details are estimations only, and actual amounts may vary depending on the lender or lending partner and the borrower’s circumstances. Please be aware that some lenders or lending partners may conduct credit checks as part of their approval process. The lender or lending partner you are connected with may not offer the most favorable terms, so borrowers should compare all available options before making a decision. Additionally, you may be connected with a tribal lender, whose rates and fees may be higher than those of state-licensed lenders, and are subject to federal and tribal regulations rather than state laws. The owners and operators of this website are not lenders, loan brokers, or decision-makers regarding credit. We do not broker loans, make lending decisions, or charge for any services or products. This website does not constitute an offer or solicitation to lend. Any information submitted to this site will be shared with a lender or lending partner. The operator of this website is not an agent, representative, or broker of any lender or lending partner, and does not endorse or charge for any services or products.

Availability: Every state has its own distinct set of rules and regulations governing personal loan lenders. As a result, your loan amount, APR, and repayment term may differ depending on factors such as your creditworthiness, state of residence, and the specific lender or lending partner.

Material Disclosure: The operator of this website is not a lender, loan broker, or agent for any lender or loan broker. This website does not constitute an offer of credit or a solicitation to lend. We are independent from any lender and serve as an advertising referral service for lenders who may offer loans ranging from $250 to $3000. Our services are provided free of charge, and when you submit a loan request on this website, it will be shared with one or more lenders. However, there is no guarantee that you will be connected with a lender, have your loan request approved, or be offered the requested loan amount. Lenders may conduct a credit check to assess your creditworthiness or verify your information. Any compensation we receive is solely from lenders and other advertising partners for the advertising services we provide. It’s important to note that short-term, small-dollar loans should not be relied upon as a long-term solution to financial difficulties.

Loan Renewal Policies

Loan renewal options may not always be available, so it’s important to confirm with your lender whether this option exists. Prior to signing any documents, carefully review and comprehend the renewal policy outlined in the agreement.

Footnotes

(*) On average, it takes approximately three minutes to complete the online loan offer process, submit your details, and receive a loan offer decision if approved.

(**) Upon approval, your cash could be dispatched within 15 minutes. However, the actual time for the funds to reach your account is subject to the policies and procedures of your bank.

(***) While certain providers may advertise rates ranging from 4.95% up to 35.99% APR, it’s important to note that these low rates are typically available only to select customers. Additionally, the repayment terms mentioned apply specifically to closed-end loan products and may not represent all loan products offered within our network.